This loan by ICICIBank is for financing higher education of themselves (customers) or their children, siblings or grand children in accredited educational institutions located across the globe.

They can furnish the sanction letter to the educational institute to confirm their admission. The ‘Insta Education Loan’ facility of ICICI Bank significantly improves customer convenience as they can now generate the sanction letter themselves in just a few clicks using the Bank’s internet banking platform.

It does away with the need of having to visit a bank branch and submitting a whole lot of documents.
Speaking about the launch of this facility Mr. Sudipta Roy, Head (Unsecured Assets), ICICI Bank said as part of our constant endeavour to fulfil the dreams of lakhs of aspiring students, we are pleased to introduce instant approval of sanction letter for education loans against fixed deposits held with the ICICI Bank.

Students can now complete the application process of colleges, universities without worrying for their financial requirements.

They along with their parents can avail this facility with digital convenience and without any hassle of paper work.

This facility by ICICI Bank will bring down the turnaround time for getting the sanction letter from days to a few minutes.

A few salient features of this facility by ICICI Bank is that it has instant sanction whereby customers get the sanction letter instantly through email, without visiting a branch.

The other salient feature of this facility by ICICI Bank is flexibility, whereby customers can apply for loans upto 90 percent of their fixed deposits with the Bank for their children, siblings, grand-children or themselves.

The loan amount provided under this facility of ICICI Bank has wide range for students seeking admission in international institutes. The loan amount by ICICI Bank ranges between Rs. 10 lakh and Rs. 1 crore.

The loan amount varies from Rs 10 lakhs to Rs 50 lakhs for students who are seeking admission in educational institutions situated in India.

The loan by ICICI Bank is easy to apply, customers can choose the loan amount and tenure of repayment up to 10 years through internet banking platform of the Bank with just a few clicks.

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Another feature of this facility by ICICI Bank is the tax benefits, full interest payment on the amount of ‘Insta Education Loan’ up to 8 years is allowed as deduction from annual taxable income, as per the Section 80E of Income Tax Act, 1961.

How to access the education loan by ICICI Bank? Customers have to login to the bank’s internet banking platform and check for the pre-approved offer.

After that customers must enter the loan details like the loan amount, repayment tenure, name of college / university and cost of study.

The calculator automatically displays the details of the Equated Monthly Instalment (EMI). Then the information of the student like his or her name, date of birth and relation with the student must be provided.

OTP will be sent to the registered mobile number of ICICI Bank customer. After payment of processing fee, a sanctioning letter is generated instantly.

The provisional sanction letter is sent to the registered email of the customer along with details of the designated relationship manager.

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The final disbursement of the loan can be obtained after the customers of the bank get in touch with the relationship manager mentioned in the email of the sanction letter.

Customers can also visit the nearest bank branch for submission of the documents. The link to be accessed to know more about the education loan is ‘https://www.icicibank.com/Personal-Banking/loans/education-loan/insta-educationloan.page?#toptitle’

JEE Advanced 2025 registration for foreign national candidates and OCI/PIO (F) candidates will open on 7 April 2025 by 10 AM and close on by 11:59 PM on 2 May 2025.

The exam will be conducted on 18 May 2025.  This is for those keen on admission into IITs situated in various states of India.

The entrance exam for IIT admission will be conducted by IIT Kanpur for 2025.

This means, a candidates can now attempt JEE Advanced for two times in two consecutive years, there is more to it than meets the eye as far as JEE Advanced 2025 registration is concerned.

Age Limit

Students trying to take up JEE Advanced 2025 registration must have been born on or after October 1, 2000. Five years age relaxation is given to SC, ST, and PwD candidates, i.e. these candidates should have been born on or after October 1, 1995.

Admission process

Candidates have to take up JEE Advanced 2025 registration online. Those who have submitted applications will appear for JEE Advanced 2025 conducted by IIT Kanpur.

Individuals have to pass the entrance test with required qualifying marks to be eligible for further procedure which includes counselling.

Counselling is the process where the students can choose the course of their choice and the institution where they desire to study it.

Selection will be done based on performance in the qualifying exam, written test, choice of the course by candidate and availability of seats there.

Who can take up JEE Advanced 2025 registration?

The eligibility required to take up JEE Advanced 2024 registration is a pass in plus two from a recognized educational institution located anywhere in India.

They must have passed plus two from science stream with subjects as maths/biology physics and chemistry.

Those keen on pure engineering can pass plus two with maths, physics and chemistry as core subjects.

And, candidates focusing on biology or biotechnology oriented engineering courses should have passed plus two with biology, physics and chemistry as subjects.

Applicants must also have passed JEE Mains with a rank among the top 2.5 lakhs on a national level. Candidates who fulfill all these conditions can take up JEE Advanced 2025 registration.

The URL mentioned above has to be typed into the browser of the computer and the website has to be allowed to download.

Process differs here as applicants are divided into two categories – Indian citizens and foreign nationals and the process to register is different for both these categories.

Foreign applicants

Once the web page is available in the browser, candidates must click the registration link.

Post clicking the link, candidates can provide details like their name, date of birth, and email id and create an account comprising a username and password.

Once the account is ready, candidates can log in and start filling out the application form for JEE Advanced 2023.

The form has to be filled and the registration fee has to be paid and submitted.

Post submission, applicants have to wait for the message indicating successful submission, once it is obtained, it can be downloaded and a printout of it has to be taken and preserved for future use.

Indian applicants

Eligibility for Indian applicants is a pass in plus-two and also in JEE Mains. They can visit the official website mentioned above and click the registration link.

Post clicking the registration link, they can enter their JEE Mains roll number, date of birth and other information and log in and begin JEE Advanced 2025 registration.

JEE Advanced 2025 registration fee is to be paid and the form has to be submitted.

Website for JEE Advanced 2025 registration can be accessed here

1. Type the URL mentioned above and submit it to allow the website to download.

2. Once the website is ready, click the link for downloading the hall ticket.

3. Enter application number, date of birth and other details to view the admit card.

4. Download the admit card and take a printout of it.

After JEE Advanced 2025 registration

Candidates have to attend the exam on the date which would be mentioned at the appropriate time.

Those who have passed the exam with required qualifying marks and are keen on studying BTech in IITs can go for the counselling conducted by JoSAA.

Students who have a desire to study BArch in IITs can appear for AAT (Architecture Aptitude Test) which will open for registration after result declaration for JEE Advanced 2025.

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