PFRDA stands for Pension Fund Regulatory & Development Authority.

This significant event addressed critical issues and opportunities within the pension sector, fostering discussions to pave the way for a self-reliant, pensioned society in a developed India, say sources from IIM Lucknow.

Opportunities

India’s demographic dividend, with 65% of its population in the age group of 15 to 59 years, presents both unique challenges and opportunities, say sources from IIM Lucknow.

The elderly population, currently at 10%, is expected to grow to 20% by 2050. Furthermore, the old age dependency ratio is projected to increase from 15.7% in 2021 to 20.1% in 2031.

Therefore, ensuring old age income security through pensions is not just a necessity but a significant area of focus, say sources from IIM Lucknow.

·Engage with stakeholders and eminent experts to deliberate on critical pension sector challenges

·Develop policy suggestions and action plans to enhance pension coverage and adequacy

·Promote financial literacy and sustainable pension fund investments

Chintan Shivir

The symposium served as a ‘Chintan Shivir,’ focusing on key pension sector issues such as adequacy, coverage, accessibility, affordability, financial literacy, pension fund investments and risk management, and optimal regulations.

The goal of this event was to identify actionable steps to achieve an ‘Atmanirbhar Pensioned Society for a Viksit Bharat,’ say sources from IIM Lucknow.

Additionally, the symposium marked the release of the Compendium of PFRDA Act, Rules & Regulations 2024 and the Handbook of NPS Statistics 2024.

Panel discussions in the symposium by PFRDA and IIM Lucknow

The symposium on ‘Atmanirbhar Pensioned Society for a Viksit Bharat’ featured three panel discussions featuring in-depth discussions on the economic significance of old age income security, highlighting its critical role in supporting the elderly population and contributing to economic stability.

It also explored sustainable finance and ESG investment opportunities for pension funds, aiming to balance economic growth with environmental sustainability.

These included:

· Panel discussion on “Fully Pensioned Society: Product, Coverage & Adequacy”: Chaired by M P Tangirala, Additional Secretary, DFS, MoF, Government of India, featured Prof. Vikas Srivastava, IIM Lucknow.

It also featured Prof. Mukul G Asher, Former Professor, Lee Kaun Yew School of Public Policy, NUS, Singapore, Ms. Mamta Shankar, WTM (Economics), PFRDA, Sh. Pankaj Sharma, Joint Secretary, DFS, MoF, and Dinesh Pant, ED Actuarial, LIC of India.

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·Panel discussion on “Pension Fund Investments & Economic Development: Focus on Infrastructure & ESG”: Chaired by Prof. V Ravi Anshuman, IIM Bangalore featured Prof. Ashish Pandey, IIM Lucknow.

It also had Nilesh Shah, Kotak Mahindra AMC Limited, Prof. Ram Singh, Delhi School of Economics, and Dhirendra Kumar, Value Research

·Panel discussion on “Financial Literacy & Retirement Planning”: Chaired by Surender Rana, DMD (ASF) SBI, featured Prof. Ajay K Garg, IIM Lucknow.

It also had Dilip Asbe, MD & CEO, NPCI, Sh. M Karthikeyan, ED, Bank of India, and Sh. Ashok K Soni, ED, PFRDA.

Integrating pension literacy with financial literacy through media communication, engagement with FinTech companies, and outreach programs will help increase coverage from the current 37.16 crore beneficiaries of funded pension schemes to achieve pension saturation, say sources from IIM Lucknow.

Policy

The symposium culminated in the formulation of policy recommendations and strategic plans to achieve a self-reliant, pensioned society, addressing the challenges and opportunities within the pension sector to create a more secure and prosperous future for all.

The information bulletin for CUET UG 2025 was also be released along with the release of the notification for the exam.

Schedule

CUET UG 2025 Exam application is on from 1 to 22 March 2o25. The application can be submitted till 11:50 PM on 22 March 2025.

Corrections in the CUET UG 2025 exam application submitted can be taken up from 24 to 26 March 2025 (up to 11.50 PM).

The exam will be conducted from 8 May to 1 June 2025, dates for release of hall ticket, answer key, city intimation slip and result will be announced in due course on the official website.

What is CUET UG 2025 Exam?

The full name of the exam is Common University Entrance Test Undergraduate, it is popular as CUET UG. It is a national-level exam conducted once a year.

CUET UG 2025 is meant to be held for 2025. The exam is conducted online, and answers must be registered on a computer screen at the designated test center.

The questions in CUET UG 2025 Exam would be related to languages, general ability and various academic subjects.

Questions will be in a multiple-choice format where each question has more than one reply and the right one among that has to be chosen to get marks.

Post passing the exam, candidates have to visit the websites of various participating institutions and know the schedule for submitting applications for admissions.

Once the schedule is known, students must submit applications there along with CUET UG 2025 Exam scores and other required documents.

Who can submit CUET UG 2025 Exam Application?

Candidates who have passed plus two from a recognized educational institution can submit CUET UG 2025 Exam Application.

Subjects in the plus two must be related to the subject in which candidates wish to study graduation.

Candidates can pass plus two in any stream if applying for arts or humanities programs. Applicants targeting commerce in graduation must pass plus two preferably in the commerce stream.

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Those aiming for graduation in science can pass plus two in science stream. Students who are about to appear for the qualifying exams or those who have appeared and are waiting for the results can also submit CUET UG 2025 Exam Application.

However, they have to pass the exam and provide proof of it by the time of admission process commencement.

1. The URL mentioned above must be typed into the browser and then submitted to allow the website to download.

2. Once the website is ready, candidates have to scroll down the page and click <CUET (UG) 2025-Registration> under Candidate Activity menu.

3. Clicking the above button will open another webpage with the URL ‘https://examinationservices.nic.in/examsys25/root/Home.aspx?enc=Ei4cajBkK1gZSfgr53ImFYsjZOdyj8DuPcxGBqAK2DwqFCalp/sPjeNMpmZAoiTR’

4. Once the webpage is available, applicants can click the New Registration and create an account with username and password.

5. They can come back to the same page with URL ‘https://examinationservices.nic.in/examsys25/root/Home.aspx?enc=Ei4cajBkK1gZSfgr53ImFYsjZOdyj8DuPcxGBqAK2DwqFCalp/sPjeNMpmZAoiTR’

6. After the page with above URL opens, they can click Login and use their username and password and  submit.

7. Once they login, they start filling the CUET UG 2025 Exam Application.

8. Form has to be filled and registration fee has to be paid and submitted. Candidates can obtain a confirmation message indicating successful submission. Once obtained, applicants can download it and take a printout of it.

Website for CUET UG 2025 Exam Application Submission is Here

How to download hall ticket?

Candidates who have successfully submitted CUET UG 2025 exam application can alone download the hall ticket for the exam from the official website which can be accessed at ‘https://cuet.nta.nic.in/’

Process to obtain hall ticket is mentioned below for the sake of the students:

1. The URL mentioned above has to be typed into the browser and the website should be allowed to download.

2. Once the webpage is available, candidates can click the link for the hall ticket and then enter their username and password and submit them to obtain the hall ticket.

3. The admit card can be downloaded and then a printout of it has to be taken. Applicants have to appear for the exam at the designated test center with the hall ticket.

After the exam

Students have to view the results for the exam, they can visit the official website of the exam at the appropriate time and log in using the credentials they created while submitting CUET UG 2025 exam application.

Post login, the students can view their scorecards. Those who have passed the exam with the required qualifying marks can apply for admission into courses of their choice.